Insurance Information

At Advanced Endodontics of Buffalo we work hand in hand with you to maximize your insurance reimbursement for covered procedures. Our office participates in the following dental insurance carriers:

  • Azeros (Nova)
  • Aetna
  • BC/BS
  • Cigna
  • CSEA
  • Delta Dental
  • Dental Pay Plus (Dental Shop)
  • Dentamax
  • EBS REMSCO/Lifetime
  • GEHA
  • GHI
  • Guardian
  • Health Economics Group
  • Metlife
  • Pomco
  • United Concordia
  • Univera


Our Courtesy Service to You for Insurance  Our Expectations of You as the Policy Holder
  1. Researching your dental insurance plan and advise you of benefits available
  2. Filing Insurance within 48 hours and usually requesting payment on your benefit to our office
  3. Refilling insurance if needed
  1. Payment of estimated out of pocket fees.  Promptly paying us for any remaing balance if needed
  2. Understand the insurance policy belongs to YOU and we have NO leverage to obtain payment
  3. Taking responsibility for payment if the insurance company does not pay our office within 90 days

As a courtesy, we obtain insurance information and confirm eligibility prior to your visit, and will file the claim as a service for you. Most insurance companies will respond with payment within six weeks. A standard treatment fee, based on the procedure(s) performed, will be collected at the time services are rendered. This may or may not be the same as your insurance copay, or the non-covered portion of the procedure.

If you have any problems or questions, please ask our staff. They are well informed and up-to-date. They can be reached by phone at 716-464-3023

This section of our Web site provides information about dental insurance benefits. We want you to understand how dental insurance works and how to make it work best for you. You should also understand how the treatment Dr. Hamad provided works with your dental plan.

The contract your employer negotiated with your insurance carrier defines your dental benefits. Please read the benefit or insurance plan booklet provided by your employer so that you better understand your benefits. Various dental plans cover endodontic procedures at different payment levels and, as a result, your payment portion may vary. If you do not find the answers to your questions, contact your employer's plan or benefits administrator who can explain the details.